Even though everyone in United States now has a right to obtain a free credit report annually from each of the three main credit bureaus, Equifax, Experian, and TransUnion, there is still considerable doubt among consumers as to whether they can get a credit report without having a credit card. In fact having a credit card is not required to get your credit report. Everyone is free to have a look at his financial records without any charge whatsoever once a year. This is mandated by law… more